First National Bank Remote Deposit
Where we bring the bank to you
If you’d like to save time instead of taking checks to the bank, Remote Deposit Capture is our easy-to-set-up, easy-to-use system for making a deposit without leaving your office.
First National Bank Northwest Florida is working for you, the customer, to bring you new and exciting products. In response to the ever-changing check-handling environment and giving our customers all of the benefits of Check21, we are now offering a powerful tool that allows you to make check deposits without leaving your office, accelerates check clearing, and enhances your internal controls and fraud protections.
Once you’ve signed up, you’ll be able to
- Deposit all types of checks drawn on any bank — including personal checks, business checks, government checks and warrants, money orders and traveler’s checks.
- Make deposits any time — Ugly weather, nasty flu, hectic day, terrible timing, or just a bad hair day – you don’t have to come into the bank to make your deposits.
Remote Deposit Capture is a service which allows a user to scan checks and transmit the scanned images to First National Bank Northwest Florida for posting and clearing. All you need is a PC, a secure internet connection, a Static IP Address, an approved check scanner, and the required programs.
Checks you receive at your business can be scanned to create a digital deposit. This digital deposit is then transmitted over an encrypted internet connection to First National Bank Northwest Florida. We accept, balance, and post the deposit. It’s as simple as that!
Some of the advantages to you are:
- Accelerated funds availability – You can deposit more often, which reduces the time between payment and deposit.
- Saves time & money – Increases your employee productivity by eliminating the need to go to the bank and gives you more control over your deposits.
- Increased Security – Reduce the chance for lost or stolen deposits as they are in transit.
- Centralized banking & lower account fees – There is no longer a need to have multiple banking relationships. Deposits can be scanned anywhere, from multiple locations, and transmitted to First National Bank Northwest Florida.
- Image of each check is displayed on your PC – unlike the ACH deposit programs out there, the images of your deposits can be retrieved at any time. That means address information and signature proof will be at your fingertips.
- E-mail confirmation of deposit – When we have received and processed your deposit, you will receive an email saying so. This gives you the peace of mind that your money is safe.
- Deposits can be made to multiple accounts – You are not limited to just your operating account with this program. Make deposits to your Money Market or Savings account, or even do transfers right from your office.