First National Bank Business Services
Designed to fit a variety of business needs
We understand that every business is different. That’s why our business checking solutions come with a variety of options, which are designed to fit a variety of business needs.
Business Checking
- Minimum to open $100.00.
- A maintenance fee of $15.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $2,500.00.
- E-Statements: Free Paper Statement: $3.00 fee.
- Free Online Banking and Bill Pay.
- An activity fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 400 per statement cycle.
- MasterCard Debit card with no activity charges at our ATMs
- MasterCard Debit card use at other ATM network may trigger a fee
- International debit card use is restricted.
Small Business Checking*
- Minimum to open $100.00.
- A maintenance fee of $10.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00.
- E-Statements: Free Paper Statement: $3.00 fee.
- Free Online Banking and Bill Pay.
- A per item fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 150 per statement cycle.
- MasterCard Debit card with no activity charges at our ATMs
- MasterCard Debit card use at other ATM network may trigger a fee
- International debit card use is restricted.
* Designed for the sole-proprietorship business.
Business First Preferred Checking
- Minimum to open $500.00.
- A maintenance fee of $10.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00.
- E-Statements: Free Paper Statement: $3.00 fee.
- Free Online Banking and Bill Pay.
- Balances $1,000.00 and above will earn interest at the current rate for each tier.
- MasterCard Debit card with no activity charges at our ATMs
- MasterCard Debit card use at other ATM network may trigger a fee
- International debit card use is restricted.
Eligibility restrictions apply for Business Interest-Bearing accounts. Please ask your Customer Service Representative for more details.
Business Money Market
- Minimum to open $1,000.00.
- A maintenance fee of $10.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00.
- E-Statements: Free Paper Statement: $3.00 fee.
- Free Online Banking and Bill Pay.
- An excessive transaction fee of $10.00 will be charged for each debit transaction in excess of six per statement cycle.
- Balances $1,000.00 and above will earn interest at the current rate for each tier.
- MasterCard Debit card with no activity charges at our ATMs
- MasterCard Debit card use at other ATM network may trigger a fee
- International debit card use is restricted.
Refer to the account disclosure information for precise terms and conditions.
Contact a Customer Service Representative for more information (850) 769-3207.
IMPORTANT ACCOUNT OPENING INFORMATION
Federal law requires us to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law.