Serving Bay County For Over Thirty Years!

First National Bank Northwest Florida opened on May 5, 1984 and is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel”. You will likely see the same faces year after year – most of our staff has been with us an average of 14 years (with an average of 21 years of experience in banking). Most of our officers are from our local community whose families have been here for several generations. Come be a part of our banking family.