Your community bank in Northwest Florida

(850) 769-3207

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About Us

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Serving Bay County For Over Thirty Years!

First National Bank Northwest Florida opened on May 5, 1984 and is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel”. You will likely see the same faces year after year – most of our staff has been with us an average of 14 years (with an average of 21 years of experience in banking). Most of our officers are from our local community whose families have been here for several generations. Come be a part of our banking family.

Board of Directors

  • Al P Qualls, JR – Chairman of the Board
  • Bill Adams – Bill Adams Construction
  • Dr. Roger A. Grace, DDS – Doctor of Dental Surgery-Orthodontics
  • John D. Hundley – Sandpiper Beacon Beach Resort
  • Angie M Barger – First National Bank Northwest Florida
  • Kim M Johns – First National Bank Northwest Florida

Officers

  • Angie M Barger, President & CEO
  • Kim M Johns, EVP, COO & CCO
  • Barbara A McCullough, EVP & CFO
  • E Brent Brown, Senior Vice President
  • Steven E Dvorak, Vice President
  • Marty Perrett, Vice President
  • Denise L Buness, Assistant Vice President
  • Theresa B Wallace, Assistant Vice President

Full Service Locations

Main Branch
101 East 23rd Street
Panama City, FL 32405
(850) 769-3207

Beach Branch
12501 Hutchison Boulevard
Panama City Beach, FL 32407
(850) 234-8326

ATM Locations

Main Branch
101 East 23rd Street
Panama City, FL 32405

Beach Branch
12501 Hutchison Boulevard
Panama City Beach, FL 32407

Phone Numbers

Main Branch (850) 769-3207
Beach Branch (850) 234-8326
Toll Free (800) 545-5608
Bookkeeping (877) 602-6935
Telephone Banking (877) 936-2693
Debit Card Fraud (866) 508-2693

Hours

Lobby

Monday-Thursday: 9:00am – 4:30pm
Friday: 9:00am – 5:00pm

Drive Thru

Monday-Friday: 8:30am – 5:00pm
Saturday: 8:30am – 12:00pm (Beach Branch Only)

Federal Regulator

Office of the Comptroller of the Currency

Deposit Insurance Coverage

Federal Deposit Insurance Corporation (FDIC)

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